XRP’s Scarcity Crisis: 100 Tokens May Soon Be a Luxury!

The claim, which seems like a tale spun by a madman, is actually rooted in cold, unyielding mathematics. One day, owning 100 XRP might feel like clutching a relic from a bygone era-when money was plentiful and greed was polite.

XRP hovers at $1.37, a whisper in the storm of market chaos. But Farina, that sower of wild ideas, insists the price is a distraction. What truly matters, he argues, is who will be left holding the bag when the party ends.

The Bank Liquidity Theory

Farina’s tale begins with the grand opera of global banking. Banks, those titans of finance, who hoard money like misers hoard coins, might soon find themselves holding XRP instead of gold. A new kind of alchemy, perhaps?

Imagine trillions parked in nostro accounts-idle, like a drunk man slumped on a park bench. If XRP were the new king, these banks would need reserves, vast and gilded. A 150-bank symphony of 100 million XRP each? A 25-billion-token opera, perhaps.

Whether this is a dream or a nightmare depends on your faith in humanity’s ability to plan ahead. But the point is clear: scarcity is coming, and it won’t ask for permission.

CBDCs, Wallet Reserves, and Retail Demand

Farina doesn’t stop at banks. He conjures visions of central bank digital currencies and stablecoins, dancing on the XRP Ledger like children at a carnival. If 800 million users each hold five XRP to power their wallets, the ledger will be a graveyard of tokens, buried under the weight of human need.

And let’s not forget the transaction fees-those tiny, insidious vampires that drain XRP from circulation. Over time, they’ll turn the supply into a ghost, haunting the hopes of every investor.

Supply Shock or Stretch Scenario?

The bullish vision is a grand spectacle: institutions lock up XRP, retail users hoard it, and the supply dwindles like a dying star. Prices? They’ll rise, as if summoned by a magician’s wand.

But the skeptics scoff. They say, “Sure, but will banks act like a well-oiled machine? Will governments move faster than a snail in glue? And will retail users ever stop clicking ‘buy’ and start holding?”

Yet the idea lingers, a thorn in the side of complacency. It forces us to ask: Is XRP a rocket ship or a slow-burning fuse?

If the stars align, 100 XRP might not be pocket change-it’ll be a treasure map, scribbled in the ink of desperation.

For now, it remains a theory, as fleeting as a joke told in a dark alley.

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2026-02-25 19:21