Ripple Labs Inc., that paragon of innovation, has once again ensnared a major European bank in its web of digital alchemy. Deutsche Bank, ever the cautious aristocrat, has unveiled its grand design to adopt Ripple’s “revolutionary” tech, presumably to modernize its archaic systems. One might wonder why they didn’t just hire a magician instead.
Institutional momentum builds behind Ripple network
Deutsche Bank, ever the trendsetter, will now use Ripple’s technology to “modernize” cross-border payments. A feat akin to teaching a tortoise to sprint-impressive, but one wonders why they didn’t just buy a faster turtle.
The move promises to cut costs by 30%, a mere pittance compared to the savings of actually learning how to count. This development, of course, is a “major win” for Ripple and XRP, though one suspects the coin’s joy is matched only by the bank’s desperation.
According to Bird, a developer with the wit of a court jester, NDAs are lifting like a reluctant lover. Soon, more banks will join this “institutional adoption” of Ripple’s blockchain, which is essentially just a fancy ledger for people who think “decentralized” means “less bureaucracy.”
Astonishing Revelation > Deutsche Bank has announced today it will work with Ripple to implement XRP powered infrastructure into its crossborder payments ~ the banks are coming, and the NDAs are clearly starting to lift.
– Bird (@Bird_XRPL) February 19, 2026
It is important to clarify that at this stage, Deutsche Bank is not adopting XRP. However, it is going to rely on Ripple’s software for faster messaging, payment routing, and liquidity management. A noble pursuit, indeed, if only they weren’t so eager to avoid the actual currency.
The Deutsche Bank is likely going to integrate Distributed Ledger Technology, DLT-based payment rails, and consider real-time liquidity for FX and cross-border flows. This will reduce operating costs and create savings for the bank. One can only hope they save enough to finally replace that creaky chair in the lobby.
Additionally, the bank will also build digital asset custody services for its clients and try to reduce banking frictions. The whole aim is to modernize the bank’s infrastructure and remain competitive in a financial world where blockchain technology is rapidly expanding. Or, as the CEO might say, “We’re not just keeping up-we’re sprinting, albeit with a limp.”
Long-term ecosystem impact and RLUSD growth
The development remains bullish for XRP as institutional adoption of the Ripple infrastructure indirectly supports assets in the ecosystem. A bit like saying a single drop of rain makes the sky happy-true, but overly optimistic.
As highlighted by Bird, “The banks are coming,” and this could signal that in the near future, further agreements on the adoption of the ecosystem currency might be up for consideration. One can only imagine the chaos when the banks finally decide to “consider” XRP.
Another asset that could benefit is the Ripple USD stablecoin (RLUSD), which has climbed to 46th place in the rankings with a market capitalization of $1.52 billion. The growth of RLUSD, that steadfast companion of institutional partnerships, has surged like a well-timed joke at a funeral.
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2026-02-19 14:14